eoywin: (Default)
([personal profile] eoywin Jan. 24th, 2006 03:28 pm)
Todd just emailed me and said that he got approved for at 120K home loan.

From: [identity profile] alicetheowl.livejournal.com


For what it's worth, I don't think it sounds foolish. I think it sounds wonderful, and like something else to look forward to. I'm very happy for you. ^ v ^

From: [identity profile] eoywin.livejournal.com


Thanks :)

It's just a very big step, though one we were planning on take this year.

I so want a house, then I can hang stuff up, and do whatever we want, and have parties :)

From: [identity profile] alicetheowl.livejournal.com


Just the whole aspect of having a space that belongs to you and knowing you don't have to move from it for the rest of your life if you don't want to would be enough to make it worth it, for me.

From: [identity profile] eoywin.livejournal.com


Yeah, it does for me too...

I was looking through Yahoo Homes, and there were a few that would work out great of us... We have already talked about how we want at least a .5 an acre of land, and 3 bedrooms if there isn't a basement.

From: [identity profile] alicetheowl.livejournal.com


Half an acre is a good-sized yard, and definitely feasible. Have you thought about whether you'd consider a manufactured home?

From: [identity profile] eoywin.livejournal.com


Yes, we had also talked about buying a bit of land, and putting a log cabin home up.

Todd's parent's house is a manufactured home...

From: [identity profile] alicetheowl.livejournal.com


Just one word of warning: all houses go up in value, except for manufactured homes. They always lose value. For that very reason, many banks are reluctant to finance a loan on a manufactured home, and if you have to move and sell it, you may end up losing money.

If you're going to be there a while and the bank's agreed to finance no matter what, you haven't a thing to worry about. But this is just something to bear in mind.

And the land the home is on WILL go up in value during that time.

Log cabins are really great, though. ^ v ^

From: [identity profile] eoywin.livejournal.com


Yeah, I'm not sure what we will end up with. We have to find a realtor, and look through houses.

The internet is great, but a lot of the ones on yahoo homes seemed to be not through a realtor.

From: [identity profile] alicetheowl.livejournal.com


May I recommend The Buyer's Agent?

I've done some poking around, and they seem like they'd be the most reliable realtor in town. Mostly because they're more of a co-op of realtors who work for the buyer (rather than the seller).

You'll find them at http://www.ashevillehomebuyer.com, if you're interested.

From: [identity profile] eoywin.livejournal.com


Thanks!! I'll have to put a link on my computer at home :)

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